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I do not want to do a hard reset as I am using phone, but I do not know the password. Can I reset the password somehow?

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You cannot change the password from your phone, other than by logging on in Internet Explorer and doing it from there. If you do change your password via the Microsoft website (and to be honest, that's a lot easier to do on a normal PC), your phone will then prompt you to enter the new password without requiring a hard reset or losing any data.

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