i am not able to access the contents of my SD card in nokia lumia 520. i can only see that there is a SD card in my phone but i could not access the contents of card.
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The SD card should be formatted by a phone before it can be read. Having a computer format it will not work. – caschw Sep 8 '13 at 20:12
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If the app in the sd card is outdated version then it will not be shown. – user3818 Feb 2 '14 at 13:45
The images and videos are automatically shown in the Photo hub or in the Music hub. The other files can be viewed using a file manager application like this
http://www.windowsphone.com/s?appid=1b38bafa-3fae-4644-9b2e-91b83f9c42b4
Hope the last answer (@Matteo) is not what you're expecting. Hope you don't have an option to format too. Just format the card with other Lumia device and try again.